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They may be able to modify your repayment plan based on your income or other factors.

If you have multiple student loans and are concerned about keeping track of them, consider consolidating.

Yet despite the appeal -- and its popularity -- student loan consolidation isn't for everyone.

Here are some frequently asked questions and answers that may help determine if it's the right move for you.

To a college grad swamped with multiple student loans that have come due, loan consolidation is an enticing option.

If you have been making regular payments on your existing loans, you may be wondering how refinancing may benefit you.Learn more about Direct Consolidation Loans on the Federal Student Aid site Apply now at Student Private student loans are NOT eligible for consolidation into a Direct Consolidation Loan.You may also add eligible loans to your existing Direct Consolidation Loan using the form below – if you are within 180 days of the date we paid off the first loans you are consolidating.That said, it’s important to keep in mind that when you refinance your student loans, you replace all of your current and future benefits with the benefits of the new refinance loan.Check out the two grids below for helpful tips on what to consider before refinancing your student loans.




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